Sell your gift card for more.
Buy gift cards for less.
The peer-to-peer gift card marketplace. Sellers set their price and get paid via Stripe. Buyers save up to 15% on verified cards. No subscription — just a 7% buyer fee + 7% seller fee when a card trades.
In a hurry? Email a gift card to a friend in about a minute.
You keep more money on every trade.
✅ CardCycle
7% seller + 7% buyer
Seller keeps ~93% on a $100 card
- Auction pricing buyers bid the price up
- No subscription flat fee per trade
- No monthly fees for sellers
CardCash
Up to ~22%
Seller keeps ~78% on a $100 card
- Fixed lowball quote no bidding, no leverage
- Higher percentage on lower-value cards
- Verbal 30-day payoff escrow delays
Raise
Up to ~25%
Seller keeps ~75% on a $100 card
- Listed price minus buyer cashback
- Seller payout after commission + listing fee
- Physical card fulfillment delays
🔒 Secure Stripe payouts✅ Verified listings only💳 Seller fee only 7% — no subscription
$21B
Gift cards go unspent yearly
15%
Avg. discount on cards
7%
Seller fee on each sale
Pay less for the same value
Community-listed cards at a discount. Buy before they're gone.
Food Delivery
2 available · CardCycle verified
Home Improvement
2 available · CardCycle verified
Home Improvement
2 available · CardCycle verified
Got unused gift cards? Turn them into cash.
List on CardCycle and only pay a 7% seller fee when your card sells — no subscription, no monthly fee. Competitors take 8–15% per sale. We charge less.
List Your Card →One network, four engines under it
Shoppers, merchants and partners all trade in the same place, and every order runs down the same stack — so pricing, money and checks work the same way for everyone.
Consumers
Buy discounted cards or cash out the ones you won't use.
Merchants
List your own inventory and turn unused balances into cash.
Partners
Plug into our pricing and settlement. A goal, not live yet.
- 01Trading engineLive prices per retailer and every card locked to one buyer.
- 02CardCycle WalletYour sale money lands here first, then goes to your bank.
- 03Payment engineBuyer payments in, seller deposits out, every fee recorded.
- 04Verification engineIdentity, balance and retailer checks before money moves.
Where we're headed
- 1–2 · Live: Marketplace + verification engine
- 3–4 · Next: Instant Cash (selective buys) + spendable Wallet
- 5–6 · Goal: Merchant Network + CardCycle API
Stack discounts on top of discounts
Card discount + portal cashback + card rewards = more value on every dollar.
💄
Sephora
Beauty
Effective value on $100 spend
$115.00
Buy $100 Sephora card at $91 · 6% portal cashback · $8 Rakuten bonus
🔁 Stackable
🖥️
Best Buy
Electronics
Effective value on $200 spend
$226.00
Buy $200 Best Buy card at $174 · 4% Discover cashback · $26 Topcashback
🔁 Stackable
✈️
Southwest Airlines
Travel
Effective value on $250 spend
$291.50
Buy $250 SW card at $222 · 5% Chase portal · $28 in points
🔁 Stackable
🍕
DoorDash
Food Delivery
Effective value on $50 spend
$59.00
Buy $50 DoorDash card at $44 · 3% Citi Double Cash · $8 Swagbucks
🔁 Stackable
Community-sourced margin plays
Where card discounts meet retailer promos. Community-verified opportunities.
Walmart grocery + Ibotta + card discount
~18% marginBuy $500 Walmart gift card at 12% discount. Use Ibotta for 3-6% back on groceries. Stack a 2% credit card. Net ~18% margin on grocery spend.
🕐 Posted 2h ago✅ Verified by 14 members🔥 High confidence
Lowe's project season + clearance promo
~21% marginLowe's running 10% off spring promo. Combine with 11% card discount. Stack Lowe's app 5% credit card for ~21% effective discount on home improvement.
🕐 Posted 5h ago✅ Verified by 8 members⏰ Limited window
CVS pharmacy rewards loop
~12% marginCVS ExtraCare members get 2% back on most purchases. Buy $200 CVS card at 10% discount. Layer ExtraBucks rewards cycle for ~12% effective return.
🕐 Posted 12h ago✅ Verified by 22 members📅 Ongoing
Gap / Old Navy summer clearance
~25% marginGap end-of-season 40% off sale active now. Buy Gap card at 8% discount. Stack Gap credit card 5% back. Net ~25%+ on apparel during clearance.
🕐 Posted 18h ago✅ Verified by 31 members⏰ Ends soon
⚠️ Community-sourced opportunities. CardCycle curates but does not guarantee margins. Verify timing and terms before acting. Promos can end without notice.
Buy and sell on CardCycle today
No subscription — 7% buyer fee + 7% seller fee per trade. Competitors take 8–15% of every sale. We charge less.