Stacked deals

Effective savings = card discount + best stackable cashback offer. Anything above roughly 10% is where arbitrage gets interesting.

RetailerPriceCard discountCashbackEffective
DoorDash

$50 DoorDash eGift

$42.0016.0%4.0% via Rakuten
20.0%
Sephora

$50 Sephora eGift

$44.0012.0%8.0% via TopCashback
20.0%
Nike

$75 Nike eGift

$66.0012.0%6.0% via Rakuten
18.0%
Home Depot

$250 Home Depot eGift

$220.0012.0%5.0% via Rakuten
17.0%
Lowes

$200 Lowes eGift

$176.0012.0%4.5% via TopCashback
16.5%
Target

$50 Target eGift

$44.5011.0%3.0% via TopCashback
14.0%
Amazon

$100 Amazon eGift

$91.508.5%2.0% via Rakuten
10.5%
Best Buy

$100 Best Buy eGift

$92.008.0%1.5% via TopCashback
9.5%

All cashback offers

TopCashback

8.0%

New customers

Stacks with card discount

Rakuten

6.0%

Full price items

Stacks with card discount

Rakuten

5.0%

Promo period

Stacks with card discount

TopCashback

4.5%

Excludes appliances

Stacks with card discount

Rakuten

4.0%

First order per month

Stacks with card discount

TopCashback

3.0%

Excludes gift cards

Stacks with card discount

Rakuten

2.0%

Select departments only

Stacks with card discount

TopCashback

1.5%

Most categories

Stacks with card discount